For more on China's banking sector, we are now joined in the studio by Hu Yuwei, deputy director of Macro Research Department at Chongyang Institute for Financial Studies, Renmin University of China.

Q1. China Construction Bank has recently launched a reform to optimize its management and to transform its operation. Does China's entire banking sector need to reform?

Q2. A significant number of bank employees have left their bank jobs. Why are they leaving, and why now?